Solar & Energy Finance offer a fantastic Award Winning Green Loan for Residential customers, with one of Australia’s lowest personal rates of 6.5%!

Why Solar & Energy Finance?

low-interest

Low interest rates

Our 6.5% fixed rate is one of the lowest Green loan rates in Australia.

borrow-money

Borrow up to $45,000

Flexible loan terms from 3 years to 7 years for loans between $2,001 and $45,000 to see you on your way to a cleaner, greener future.

fast-application

Fast online application

Our RateEstimate takes just one minute for you to complete and the entire application process takes less than 15 minutes.

early-repayment

Early repayments available, no exit fees

No early repayment fees help you save more and pay off your loan faster. Because nobody has ever said ‘yes please’ to fees.

income

Income & Employment

The minimum eligible income is $20,000. Available to PAYG wage earners, Self-Employed, Self-funded retirees and selected Centrelink aged pensioners.

repayment

Repayment options

Monthly by direct debit only

Finance in three easy steps

The process for getting finance is simple

apply-online

Apply online

You will be able to check your eligibility and get a repayment estimate in 1 minute, and if eligible, apply online instantly. You will be prompted to verify your income and identity online.

conditionally-approved

Conditionally approved

If successful, you will be conditionally approved. Conditional approvals are valid for up to 90 days. You will need to arrange installation during this period and inform Solar & Energy Finance of the expected installation date.

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Finalise loan

Once we have received the final invoice after the installation of equipment, we aim to finalise the loan within 24 hours. We’ll notify you to draw down your renewable energy loan online and will disburse funds directly to the installer.

What projects can we fund?

Our renewable energy loans can be used for a range of products. These include:

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Solar panels

home-battery

Home batteries

solar-water

Solar hot water

efficient-lighting

Energy efficient lighting

pool-heating

Solar pool heating

power-correction

Power factor correction

If you do not have internet access to Apply Online, please click here to download our PDF application form, complete the form and email it to our office.

WARNING ON “INTEREST FREE” SOLAR FINANCE!! Be aware that so called “Interest Free” or “No Interest Ever” solar payment plans are not always what they appear to be. The solar installer/supplier must increase the true cost of your solar system quote by between 23% – 40% so that the installer/supplier can pay this as a “merchant fee” directly to the finance company upfront. So in reality you have paid all of the interest charges upfront. Remember the old saying, there is no such thing as a free lunch, and this is especially true in finance!