Solar & Energy Finance offer a fantastic Award Winning Green Loan for Residential customers, with one of Australia’s lowest personal rates of 6.5%!

Why Solar & Energy Finance?


Low interest rates

Our 6.5% fixed rate is one of the lowest Green loan rates in Australia.


Borrow up to $45,000

Flexible loan terms from 3 years to 7 years for loans between $2,001 and $45,000 to see you on your way to a cleaner, greener future.


Fast online application

Our RateEstimate takes just one minute for you to complete and the entire application process takes less than 15 minutes.


Early repayments available, no exit fees

No early repayment fees help you save more and pay off your loan faster. Because nobody has ever said ‘yes please’ to fees.


Income & Employment

The minimum eligible income is $20,000. PAYG wage earners, Self-employed & Self-Funded Retirees only (for Centrelink pensioners contact our office)


Repayment options

Monthly by direct debit only

Finance in three easy steps

The process for getting finance is simple


Apply online

You will be able to check your eligibility and get a repayment estimate in 1 minute, and if eligible, apply online instantly. You will be prompted to verify your income and identity online.


Conditionally approved

If successful, you will be conditionally approved. Conditional approvals are valid for up to 90 days. You will need to arrange installation during this period and inform Solar & Energy Finance of the expected installation date.


Finalise loan

Once we have received the final invoice after the installation of equipment, we aim to finalise the loan within 24 hours. We’ll notify you to draw down your renewable energy loan online and will disburse funds directly to the installer.

What projects can we fund?

Our renewable energy loans can be used for a range of products. These include:


Solar panels


Home batteries


Solar hot water


Energy efficient lighting


Solar pool heating


Power factor correction

If you do not have internet access to Apply Online, please click here to download our PDF application form, complete the form and email it to our office.

WARNING ON “INTEREST FREE” SOLAR FINANCE!! Be aware that so called “Interest Free” or “No Interest Ever” solar payment plans are not always what they appear to be. The solar installer/supplier must increase the true cost of your solar system quote by between 23% – 40% so that the installer/supplier can pay this as a “merchant fee” directly to the finance company upfront. So in reality you have paid all of the interest charges upfront. Remember the old saying, there is no such thing as a free lunch, and this is especially true in finance!